With rising medical costs and a lack of emergency savings, many Americans are at risk of financial difficulty if they miss work due to illness, injury, or pregnancy. This is why it’s more important than ever to prepare for the…
According to a recent study done by LIMRA’s Life Insurance Barometer, only approx. 54 percent of people in this country are covered by at least some form of life insurance, yet 70% of Americans believe they should be covered. But…
For many patients, Medicare is incredibly helpful. It reduces overall procedure costs, and it can lower prescription costs. However, specialized treatment, unaccounted for fees, and hidden procedural requirements may add extra costs you weren’t expecting. If you are on Medicare,…
While health insurance enrollment is typically only available during the annual Open Enrollment period at the end of the year (unless you have a qualifying life event), the 2021 American Rescue Plan Act (ARP) led to the creation of a…
Despite best efforts on behalf of businesses and consumers alike, cases of identity theft and fraud have continued to rise. In 2020 alone, an estimated 1.4 million cases had were reported, more than double that of the 650,000 reported in…
If something happened to you, would your loved ones be in a tough spot without your income? It may be difficult to consider that scenario, but life insurance is a way to help ensure your family will stay financially afloat…
Social distancing guidelines and safer-at-home recommendations that resulted from the COVID-19 pandemic have forced families, businesses, governments, schools, and healthcare systems to figure out entirely new ways to operate. Ingenuity, innovation, and new technologies have allowed many to adapt to this…
The time to start thinking about long-term care insurance isn't when you're ill and in need of either home health care or a nursing home. By then, it will be too late. Unfortunately, many people in situations very similar to…
According to Smithsonian, Gallup’s 2019 Global Emotions Report illustrated that “More than half of United States respondents—around 55 percent—reported feelings of high stress the day prior to being polled…" while 45 percent said they felt worried "a lot of the…
The group health insurance industry continues to change with premiums continuing to rise. You have probably changed insurance carriers multiple times hoping to secure the deal of the year. So, the question is: Is that all there is? Change carriers…